A very big welcome to "Business and Finance News"
created and designed by Alastair Agutter. For the latest news, featured
articles, books, reviews and best sellers. All on free subscription for
a more mature conversation and for an informed audience and world,
in the age of Globalization for the 21st Century.
Here we go again, Mark Carney Bank of England Governor says he
expects to increase Banking Rates. The worrying truth is, we have been
here countless times before, in the late 1970's, 1980's, 1990's, and
2000's. And for those who forgot, not only did the 2008 crash cause
carnage in the property market, so was the case in the 1990's, bringing
down the banks, and where Midland Bank went out of Business. The
increase in interest rates will spell one thing, defaults again on
mortgages, bringing down the Banks again, as for the past few years
again, these banks have been allowed to lend to consumers to the tune
of over 3.70 billion just in the past 12 to 19 months. The
reality being an economy based on consumer borrowing and debt. With
Brexit on top of all of this, these clue less political and banking
elite are steering Britain towards the rocks. This is what happens
after decades of neglect, greed, and ignorance from not investing into
Businesses to create employment and infrastructure for competitive
mobility and efficiency. History repeating itself again by the
clue less leading the blind in banking and politics. The heart of the
Matter Britain's Decline - Read
the full story >
This article I wrote some years back and have published again, as it clearly shows history repeating itself and neither the banking systems or politicians have a clue. With the recent coverage and announcements from the Government and the Office of National Statistics. You could think that all these new reports, of economic bad news, is a completely new revelation and has come out of the blue.
I purchased a poppy yesterday, as I continue to think and give thought this past month and more some, these past few days especially of our fallen, as we near remembrance Sunday. To honour our lost loved ones through conflict. Especially, the War to end all Wars, the conflict of 1914 to 1919 of World War One.
Figures have been released by the Office for National Statistics, that manufacturing was down at the start of the new year in January by 1.5%, spelling further gloom for the United Kingdom Coalition Government. So what is going wrong and now 4 years in since the banking collapse, how can things improve, for the fortunes of Great Britain, the World's very first modern era Industrial Nation.
In the age of Social Media, large giant Corporations need to be
especially mindful and thoughtful towards their customers, the little
guy in Business, and the Local House Wife running a home, the engine
room for any family unit. Over the centuries in the field of military
conflict, the greatest threat and enemy to combatants has been the very
small mosquito, leading to malaria and many other unwelcome diseases,
often leading to a fatal outcome in Victorian times especially. The
floods in Carlisle, York, and other parts of the North of England maybe
several hundred miles from London but today like a mosquito members of
such a community can suddenly come up and bite any company in the
behind with adverse publicity. But still the arrogance and complacency
of companies can almost be deafening at times. Read
more about Insurance and Flood Claims >
For more than two years now the "News and Media" have again been
referencing a "North South Divide" in Britain, a term very often used
before and strangely enough in a Conservative Thatcher era. But there
is no "North South Divide" between citizens of Britain. What there is
emerging, is the creation of a two tier class system and from such an
environment, many of societies ills including rising crime, abject
poverty, child abuse, elderly neglect, extremism and radicalization is
spreading like a morally bankrupt and corrupt cancer throughout the UK.
the Full Story >
Last night, I was sharing my thoughts with a few friends after a meeting and all of us complaining more than normal about back and joint pain disorders this year. On a personal note, currently suffering myself and now with frequent visits to the Hospital to try and address my back.
Since the banking collapse in 2008, many savers and private
investors, have seen little return on their savings, if any at all.
Banks especially, have been unable to offer any substantial interest
rates, to give savers a sensible and additional income each year.
Nearly three decades of Utility Company Privatization and this is
now the long term price of such short term policy making and now the
folk of Britain will suffer the consequences and again pay. The
continued rise and exploitation of energy by the companies with
increased prices has many spin-offs.
While the Eurozone still remains in crisis and Cyprus has recently been added to the chaos in 2013. Under the British peoples nose, has been the Greatest British Bank Robbery in History. All my life, I have battled with banks, but none more so than these last few years, where I have expressed continuous concerns to the Government, over Bank lending, to Small and Medium businesses. For the past three years, we have witnessed the Great British Bank Robbery of all time and in the history for the United Kingdom. But not only in monetary terms, but for employment and for a future as a Nation. To put these real issues into perspective. In the great depression, the United States of America's GDP debt ration was 250%. When Japan collapsed and sunk into economic crisis, due to inflation and lack of growth in the 1990's, their GDP debt ratio was 400%. Today, in 2013 the United Kingdom GDP debt ration is over 900%. Read the Full Story >
It's bigger than the PPI scandal and regardless of what your Bank
says, you have the right to sue for damages, negligence and
If you are a business, that has been declined a loan and with no good
reason, other than the Bank telling you it is their underwriters
decision, from the current onerous checks you have the right to claim.
90% of Businesses have a right to claim for damages, negligence and
deformation. For we have been able to establish, where banks say it is
a lending policy, as a result of a decline in credit, or lending to
your business. It is only a mythical policy in the banks system and not
policed in any form by the FSA, or the OFT. Read
the Full Story >
The recent scandals and events in Government, Public Institutions and Local Councils have been endemic for countless decades, and such social injustices constantly swept under the carpet from a career driven society of politicians and civil servant incumbents, born from a Thatcher era and culture of greed and self interest. The classic bywords are "lessons to be learned" but such events as child abuse, homeless and wilful neglect shames a Nation, and the honourable people of Great Britain.
Having been involved with the World Wide Web since it's commercial
beginning, back in the mid 1990's as a Computer Scientist and
Developer. I like to think I can offer some clear water, regarding such
a phenomena we know as Social Media.
In my professional business life as a Computer Scientist, I was
fortunate to be at the beginning of the World Wide Web's commercial
story and journey. I fondly recall Google launching via their
University Servers. So this book is from an old hand teaching structure
and the fundamental elements required to be successful.
As a member of the public, business owner, developer, or programmer,
you may well ask what the hell has Natural Branching and Quantum
Mechanics got to do with the Web and a Virtual World. The reality is,
even in a virtual world such elements are busy at work, so take a
journey into the future, here and now.